Mouton Insurance & Financial Services
Effective Date: November 12, 2026
Welcome to the website of Mouton Insurance & Financial Services. By accessing or using this website, you agree to the following Terms & Conditions.
Please read these terms carefully before using our website.
1. Website Purpose
This website is intended to provide general information about insurance products and services offered through Mouton Insurance & Financial Services.
Our services may include personal insurance, commercial insurance, health insurance, Medicare-related products, and other insurance solutions.
Information on this website is provided for general informational purposes and does not constitute a guarantee of coverage, insurance approval, or policy issuance.
2. Insurance Quotes and Applications
Submitting a request for an insurance quote does not guarantee:
- Insurance approval.
- A specific premium or rate.
- Policy issuance.
- Acceptance by an insurance carrier.
- Any particular coverage or benefit.
All insurance applications are subject to the applicable insurance company's underwriting guidelines, eligibility requirements, and approval process.
3. Insurance Coverage
Insurance coverage is determined by the actual policy issued by the insurance carrier.
Coverage terms, exclusions, limitations, deductibles, premiums, and conditions are governed by the applicable insurance policy and related documents.
A quote, email, website description, or verbal discussion does not modify or replace an issued insurance policy.
No coverage is bound or effective until confirmed by the authorized insurance carrier or representative.
4. Medicare and Health Insurance Disclaimer
Information regarding Medicare and health insurance products is provided for educational and informational purposes.
Medicare coverage, benefits, premiums, and eligibility requirements are subject to applicable federal and state regulations and the terms of the specific insurance plan.
Mouton Insurance & Financial Services does not represent the federal government or Medicare program.
Medicare beneficiaries should review official Medicare information and plan documents before making enrollment decisions.
5. Website Accuracy
We make reasonable efforts to ensure the information on our website is accurate and current.
However, insurance products, rates, benefits, eligibility requirements, and regulations may change.
We do not guarantee that all information on this website is complete, accurate, or current at all times.
6. Communication and Electronic Consent
By contacting us through our website, email, or other communication channels, you authorize us to respond to your inquiry using the contact information you provide.
If you separately consent to receive text messages or marketing communications, additional terms and applicable consent requirements may apply.
You may opt out of marketing text messages by replying STOP. Message and data rates may apply.
Consent to marketing communications is not a condition of purchasing insurance.
7. Third-Party Links
Our website may include links to insurance carriers, healthcare providers, government resources, or other third-party websites.
These websites operate independently of Mouton Insurance & Financial Services.
We are not responsible for their content, availability, privacy practices, or services.
8. Limitation of Liability
To the extent permitted by applicable law, Mouton Insurance & Financial Services is not responsible for damages arising from the use of, or inability to use, this website or reliance on general information provided through this website.
Nothing in these Terms & Conditions limits any rights or remedies that cannot legally be waived under applicable law.
9. Intellectual Property
All website content, including text, graphics, logos, and other materials, is the property of Mouton Insurance & Financial Services or its respective owners unless otherwise stated.
Unauthorized reproduction, distribution, or commercial use of website content is prohibited without prior written permission.
10. Changes to These Terms
Mouton Insurance & Financial Services reserves the right to modify these Terms & Conditions at any time.
Changes will become effective when posted on this website.
Continued use of the website after changes are posted constitutes acceptance of the revised terms, to the extent permitted by law.
11. Governing Law
These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
12. Contact Information
For questions regarding these Terms & Conditions, please contact:
Mouton Insurance & Financial Services
77 Sugar Creek Center Blvd, Suite 653
Sugar Land, TX 77478
Phone: 281-730-4451
Email: theateam@moutoninsurance.com